What is credit repair?
CREDIT REPAIR is a tool enabled by the Fair Credit Reporting Act (FCRA). The FCRA is a federal law that encompasses all responsibilities and liabilities to be assumed by credit reporting agencies, creditors, and consumers. This law extends the right of U.S. consumers to dispute any information contained within their credit reports that may be considered inaccurate, incomplete, unverifiable, or otherwise questionable. The removal of this erroneous information often results in significant increases in your credit scores. Please note at this point,there are absolutely no guarantees that your credit scores will increase following the removal of errors or negative information. Credit scores are calculated using multiple ratios, multi-stage aging intervals, frequency, or lack thereof, of credit usage and applications, along with many others factors. If your credit reports lack satisfactory accounts, or are very limited, you may see little or no gain in your scores. Credit repair is not a magic show. Done properly, it is a strategic approach requesting the removal of erratic information from your credit reports stemming from carefully reviewing and comparing all reports for contrasting data. There is no such thing as a Credit Sweep. Any company claiming to have the ability to do so should be very cautiously approached. It is strongly advised to report such businesses to the Attorney General’s office of your home state.
Who we are?
CREDIT SCORE LAB is a team of credit professionals with strong backgrounds in finance management and credit services. The service we offer is something that can be done by individuals hemselves, however, given the nature of this service and the education necessary to effectively execute it, we do suggest seeking the aid of somebody who specializes in this field. Our completion time, results, low price and client resources are unmatched in this business. By offering our service at a low cost to our clients, our goal is to ultimately bring a good name to an industry that has been predominately run by high priced hustlers.. We believe people deserve a fresh start, and will provide to our clients a cost effective means to rebuild their financial lives.
Do you have any question about our services?
How we work?
Our team will perform detailed analysis of your current Credit Score Report.
Our team will submit negative inaccurate information for a counselor review.
Our team will start working on your Credit Score Repair.
What our customers said?
Credit Score Life
- GREEN – Credit Score Grow with our Credit Score Repair Service *
- YELLOW – Natural Credit Score Grow *
**You can use the linear approximation to estimate your credit score grow.
Credit Repair Service include your full credit report analysis. CREDIT SCORE LAB will find negative inaccurate information on your credit report and perform work on removing this items according FCRA law. After negative information will be removed our team will run credit score rescoring process that will raise your credit score for at least 100+ points.** Usually full Credit Repair Service takes 30-45 business days.